| Overview |
An easy savings plan can help you reach your short-term and long-term savings goals. Design your savings plan to fit your needs and start saving today.
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Start saving early. This account is perfect for those up to 17 [1] who know the value of an early start. At the age of 18, this account automatically converts to Statement Savings.
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CB&S Bank's Christmas Club Savings Account can help you have a worry-free holiday season by saving all throughout the year. Saving a little each month adds up fast and makes the holiday shopping season less stressful and much more enjoyable.
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CB&S Bank's Vacation Club Savings Account can help you save throughout the year for that much needed vacation. Save a little every month, and when it's time for your vacation, you'll be able to focus on the fun and not the finances.
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CB&S Bank can structure a Certificate of Deposit to fit your individual needs. We offer competitive rates and flexible terms with maturities up to 60 months. Your money is safe and secure because all deposits are insured by the FDIC for the maximum allowed by law.
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| Monthly Fee |
None with $50 minimum balance
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None
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None [1] |
None [1]
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None [1]
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| Minimum Balance |
No minimum opening deposit
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Low minimum opening deposit of $25 is required
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No minimum opening deposit |
No minimum opening deposit |
Low minimum opening deposit of $1,000
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| Features |
- Three free withdrawals or transfers per month. Each additional withdrawal subject to service charge. Maintain $2,500 minimum balance to avoid charge
- Pay yourself first by setting up automatic transfers (weekly, monthly, or whenever you like) from your CB&S Bank checking account to your CB&S Bank savings account
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- Three free withdrawals or transfers per month. Each additional withdrawal subject to service charge. Maintain $2,500 minimum balance to avoid charge
- Receive a $5 birthday bonus deposited into your account on your birthday [2]
- Receive a free t-shirt and Super Star Savers Membership Card"
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- Automatic transfers from your CB&S Bank checking account
- Earn a competitive rate of interest that is paid annually
- You'll receive your Christmas Club check just in time for the holiday season [2]
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- Automatic transfers from your CB&S Bank checking account
- Earn a competitive rate of interest that is paid annually
- You'll receive your Vacation Club check just in time for the vacation season [2]
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- Rates are fixed and guaranteed for the length of the term selected [1]
- For your convenience, certificates may be automatically renewed upon maturity
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| Disclosures |
DISCLAIMER: We use the daily balance to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is calculated on the average daily collected balance and is compounded and posted quarterly. A nominal fee is assessed monthly if the balance falls below $50.00. The interest rate and annual percentage yield paid on your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change.
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[1] Adult must sign on account with minor.
[2] Account must be open for 90 days with an average balance of $25 or more to qualify for birthday bonus.
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[1] Early withdrawal penalty.
[2] 10 day grace period for renewal after maturity.
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[1] Early withdrawal penalty.
[2] 10 day grace period for renewal after maturity.
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[1] Substantial penalty for early withdrawal
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