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Treasury Management Services

Treasury Management Internet Banking

With Treasury Management Internet Banking, you finally have the access and control you need to help manage your business. Real-time online solutions enable you to more effectively manage your company's finances. With internal permission controls, you securely maintain your internal control access.

Cash Management

Transfer funds easily from other banks into your CB&S Bank account for quick access to all your business capital. You can increase the control you have over disbursements, collections, and cash flow. You will also be able to consolidate cash to take advantage of maintaining smaller balances overall, identifying excess cash available for short term investments, interest earnings or expense reduction opportunities.

Payroll (Direct Deposit)

With Direct Deposit you can deposit employee pay directly into their checking account at their Financial Institution without having to purchase, sign and mail paper checks while limiting the chances of checks getting lost, stolen or counterfeited. You can even offer this service to your employees in conjunction with our Workplace Advantage Checking products that we offer to your employees. Direct Deposit statements show the total amount for the pay period so not only is payroll processing simpler, reconciliation is too.

Electronic Federal Tax Payment System (EFTPS)

Enjoy the convenience of paying your federal taxes online. Schedule your taxes to be paid online and the IRS will automatically deduct them from your checking account. This service is especially useful for businesses that need to pay taxes quarterly.

Wire Transfer

When speed is essential, wire transfer facilitates the same-day transfer of funds. Initiate one-time or recurring domestic wire transfers online, over the phone, or at one of our many branches.

Product Features:

  • Free-form wire entry
  • Repetitive wire templates
  • Dollar limits and user entitlements
  • Transfers up until 4:00 PM CST

Zero Balance Accounts (ZBAs)

Zero Balance Accounts link accounts together for efficiency and convenience. Using a ZBA allows you to have a primary account linked to other subsidiary accounts to use as a funding source. At the close of business, all funds can be moved to the primary account where funds can be automatically invested, advanced on a credit facility or used to fund other obligations.

Preauthorized ACH Debits

Preauthorized Automatic Clearing House (ACH) Debits are custom made for businesses that need to collect payments from customers on a regular basis. Whether you collect utility payments, cable payments, membership dues, insurance payments or any other type of payment, our Preauthorized ACH debits have benefits for you and your customers. These debits speed up your collection of payments and eliminate costly invoice preparation and mailing.

 

Fraud Protection

ACH Filter/Block

Use CB&S Bank's ACH Filter/Block feature to monitor any ACH debits posting to your account. It's an easy way to prevent fraud and unwanted ACH activity on your accounts.

ACH Positive Pay

CB&S Bank's ACH Positive Pay feature helps you prevent and identify fraudulent checks within your account by verifying the check number and dollar amount to confirm its authenticity. 

Product Features:

  • We will notify you if the checks presented to your account do not match the checks in your check-issued file—Exception Notice will be presented for customer review by 9:00 AM CST; a decision of pay or no pay is required by 11:00 AM CST.
  • Checks will then be returned if the information does not match the check being presented

To find out more information about our Treasury Management Services, visit one of our convenient locations or call us at 877-332-1710

Contact Us
  1. Personal

    1. Personal Banking
      1. Personal Checking
        1. Personal Checking Account Comparison
        2. Free Checking
        3. Star Rewards Checking
        4. eChecking
        5. Premium Checking
        6. Interest Checking
        7. Prime Advantage
        8. Platinum Checking
        9. All About U Student Checking
        10. Golden Customer Club
        11. Golden Customer Club Plus
        12. Insured Money Fund
      2. Personal Savings
        1. Savings Account Comparison
        2. Statement Savings
        3. Star Rewards Savings
        4. eSavings
        5. Super Star Savers Club
        6. Christmas Club Savings
        7. Vacation Club Savings
        8. Certificates of Deposit (CDs)
        9. Individual Retirement Account (IRAs)
      3. Debit Cards
      4. Safe Deposit Boxes
    2. Personal Borrowing
      1. Home Loans
      2. Personal Loans
      3. Auto Loans
      4. ScoreCard Rewards Credit Card
    3. Account Tools & Resources
      1. Personal Financial Insights
      2. Personal Financial Calculators
      3. ID Protection
      4. Access Line
      5. Reorder Checks
      6. Report Lost/Stolen Card
      7. Download a Switch Kit
  2. Business

    1. Business Banking
      1. Business Checking
        1. Business Checking Account Comparison
        2. Free Business Checking
        3. Business Select Checking
        4. Business Analysis Checking
        5. Business Interest Checking
        6. Business Prime Advantage
        7. Insured Money Fund
        8. Workplace Advantage Checking (For Your Employees)
      2. Business Savings
        1. Business Savings Accounts
        2. Simplified Employee Pension (SEP) Account
      3. Business Mobile Banking
      4. Business Debit Cards
      5. Treasury Management
        1. Treasury Management Services
      6. Merchant Services
    2.  Business Borrowing
      1. Small Business Loans
      2. Commercial Loans
      3. Commercial Real Estate Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Business Financial Insights
    4. Business Financial Calculators
      1. Capital Calculator
      2. Cash Flow Calculator
      3. Commercial Loan Calculator
      4. Debt Service Calculator
      5. Ratios Calculator
  3. Digital Banking

    1. Personal Digital Banking
      1. Mobile Banking
      2. Mobile Deposit
      3. Internet Banking
      4. Internet Bill Pay
      5. PopMoney
      6. eStatements
    2. Business Digital Banking
      1. Mobile Banking
      2. Treasury Management Internet Banking
      3. Business Express Deposit
  4. Home Loans

    1. Home Loan Options
      1. Apply For A Home Loan
    2. Meet Our Mortgage Team
      1. Scott Pride
      2. Dean Smith
      3. Lenea Waldman
      4. Charlotte Loines
      5. Alana Beaugez
    3. Mortgage Tools & Resources
      1. Home Loan Insights
      2. Home Loan Toolkit
      3. Home Loan Glossary & FAQ
      4. Loan Calculator
      5. NMLS Registry
  5. Financial Services

    1. Insurance
    2. Personal Investments
      1. Meet Our Team
  6. About Us

    1. Our Story & History
    2. Locations & Hours
      1. Adamsville
      2. Ardmore
      3. Birmingham
      4. Bolivar
      5. Cherokee
      6. Clarksdale Downtown
      7. Corinth Alcorn Dr
      8. Corinth Harper Rd
      9. Cornersville
      10. Decatur 6th Ave
      11. Decatur Beltline Rd
      12. Eupora
      13. Fayetteville
      14. Florence Downtown
      15. Florence Hough Rd
      16. Greenville Downtown
      17. Greenville Highway 1
      18. Greenwood Downtown
      19. Greenwood Park Ave
      20. Hodges
      21. Hohenwald West Main St
      22. Huntsville Downtown
      23. Huntsville Hampton Cove
      24. Huntsville Perimeter Park
      25. Huntsville University Dr
      26. Killen
      27. Lewisburg
      28. Madison
      29. Main Office
      30. Moulton
      31. Murfreesboro
      32. Murfreesboro Cason Lane
      33. Muscle Shoals
      34. North Russellville
      35. Parsons Main St
      36. Phil Campbell
      37. Pulaski
      38. Red Bay
      39. Ripley
      40. Savannah Main St
      41. Russellville Franklin Plaza
      42. Savannah Water St
      43. Scotts Hill
      44. Selmer Mulberry Ave
      45. Starkville
      46. Sturgis
      47. Town Creek
      48. Tupelo Gloster St
      49. Tupelo Main St
      50. Walnut
      51. Whiteville
    3. Contact Us
    4. Career Opportunities
    5. Privacy & Security
    6. Terms & Conditions
    7. Disclosures
  7. Education Center


    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Home Loan Toolkit
    5. Home Loan Glossary & FAQ
    6. Product Video Demos
    7. Financial Calculators
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