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Meet Our Mortgage Team

With buying a new home comes many difficult decisions. The mortgage process shouldn’t be one of them! Let CB&S Bank make the process easy. Our experienced mortgage lenders will take the worry out of the process so you can focus on the future to come and memories to be made. Stop by an office near you and let us help build your “home sweet home!”

Alana Beaugez

ALANA BEAUGEZ

Mortgage Loan Originator
(Birmingham Area)

Cell 205-381-1615 
ALANA.BEAUGEZ@CBSBANK.NET 
NMLS# 207210

Bio

Scott Pride

SCOTT PRIDE

Senior Mortgage Loan Originator
(Alabama and Fayetteville, Tennessee)

Cell 256-361-4272
SCOTT.PRIDE@CBSBANK.NET 
NMLS# 461320

Bio

Charlotte Loines

CHARLOTTE LOINES

Mortgage Loan Originator
(Tennessee Area)

Office 901-734-1771 
CHARLOTTE.LOINES@CBSBANK.NET 
NMLS# 331148

Bio

Dean Smith

DEAN P. SMITH

Mortgage Loan Originator
(Golden Triangle Area)

Office 662-324-4864 | Cell 662-617-3168
DEAN.SMITH@CBSBANK.NET 
NMLS# 583339

Bio

Lenea R. Waldman

LENEA R. WALDMAN

Mortgage Loan Originator
(Northeast Mississippi Area)

Office 662-523-5643
LENEA.WALDMAN@CBSBANK.NET 
NMLS# 1578975

Bio

  1. Personal

    1. Personal Banking
      1. Personal Checking
        1. Personal Checking Account Comparison
        2. Free Checking
        3. Star Rewards Checking
        4. eChecking
        5. Premium Checking
        6. Interest Checking
        7. Prime Advantage
        8. Platinum Checking
        9. All About U Student Checking
        10. Golden Customer Club
        11. Golden Customer Club Plus
        12. Insured Money Fund
      2. Personal Savings
        1. Savings Account Comparison
        2. Statement Savings
        3. Star Rewards Savings
        4. eSavings
        5. Super Star Savers Club
        6. Christmas Club Savings
        7. Vacation Club Savings
        8. Certificates of Deposit (CDs)
        9. Individual Retirement Account (IRAs)
      3. Debit Cards
      4. Safe Deposit Boxes
    2. Personal Borrowing
      1. Home Loans
      2. Personal Loans
      3. Auto Loans
      4. ScoreCard Rewards Credit Card
    3. Account Tools & Resources
      1. Personal Financial Insights
      2. Personal Financial Calculators
      3. ID Protection
      4. Access Line
      5. Reorder Checks
      6. Report Lost/Stolen Card
      7. Download a Switch Kit

  2. Business

    1. Business Banking
      1. Business Checking
        1. Business Checking Account Comparison
        2. Free Business Checking
        3. Business Select Checking
        4. Business Analysis Checking
        5. Business Interest Checking
        6. Business Prime Advantage
        7. Insured Money Fund
        8. Workplace Advantage Checking (For Your Employees)
      2. Business Savings
        1. Business Savings Accounts
        2. Simplified Employee Pension (SEP) Account
      3. Business Mobile Banking
      4. Business Debit Cards
      5. Treasury Management
        1. Treasury Management Services
      6. Merchant Services
    2.  Business Borrowing
      1. Small Business Loans
      2. Commercial Loans
      3. Commercial Real Estate Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Business Financial Insights
    4. Business Financial Calculators
      1. Capital Calculator
      2. Cash Flow Calculator
      3. Commercial Loan Calculator
      4. Debt Service Calculator
      5. Ratios Calculator

  3. Digital Banking

    1. Personal Digital Banking
      1. Mobile Banking
      2. Mobile Deposit
      3. Internet Banking
      4. Internet Bill Pay
      5. PopMoney
      6. eStatements
    2. Business Digital Banking
      1. Mobile Banking
      2. Treasury Management Internet Banking
      3. Business Express Deposit

  4. Home Loans

    1. Home Loan Options
      1. Apply For A Home Loan
    2. Meet Our Mortgage Team
      1. Scott Pride
      2. Dean Smith
      3. Lenea Waldman
      4. Charlotte Loines
      5. Alana Beaugez
    3. Mortgage Tools & Resources
      1. Home Loan Insights
      2. Home Loan Toolkit
      3. Home Loan Glossary & FAQ
      4. Loan Calculator
      5. NMLS Registry

  5. Financial Services

    1. Insurance
    2. Personal Investments
      1. Meet Our Team

  6. About Us

    1. Our Story & History
    2. Locations & Hours
      1. Adamsville
      2. Ardmore
      3. Birmingham
      4. Bolivar
      5. Cherokee
      6. Clarksdale Downtown
      7. Corinth Alcorn Dr
      8. Corinth Harper Rd
      9. Cornersville
      10. Decatur 6th Ave
      11. Decatur Beltline Rd
      12. Eupora
      13. Fayetteville
      14. Florence Downtown
      15. Florence Hough Rd
      16. Greenville Downtown
      17. Greenville Highway 1
      18. Greenwood Downtown
      19. Greenwood Park Ave
      20. Hodges
      21. Hohenwald West Main St
      22. Huntsville Downtown
      23. Huntsville Hampton Cove
      24. Huntsville Perimeter Park
      25. Huntsville University Dr
      26. Killen
      27. Lewisburg
      28. Madison
      29. Main Office
      30. Moulton
      31. Murfreesboro
      32. Muscle Shoals
      33. North Russellville
      34. Parsons Main St
      35. Phil Campbell
      36. Pulaski
      37. Red Bay
      38. Ripley
      39. Savannah Main St
      40. Russellville Franklin Plaza
      41. Savannah Water St
      42. Scotts Hill
      43. Selmer Mulberry Ave
      44. Starkville
      45. Sturgis
      46. Town Creek
      47. Tupelo Gloster St
      48. Tupelo Main St
      49. Walnut
      50. Whiteville
    3. Contact Us
    4. Career Opportunities
    5. Privacy & Security
    6. Terms & Conditions
    7. Disclosures

  7. Education Center


    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Home Loan Toolkit
    5. Home Loan Glossary & FAQ
    6. Product Video Demos
    7. Financial Calculators
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