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Coronavirus COVID-19 Update

Our employees and customers are important to us and we want to make sure we are helping you stay safe. We are closely monitoring the latest news about the Coronavirus (COVID-19) just as you are. We are doing all we can to make sure our branches are operating as normal, but we continue to evaluate the need for adjustments in how we deliver our banking services to you. You can count on us if you need help with your finances. If you have been affected by COVID-19 and need help with your account, please call us at 877-332-1710 or submit your request to us by using the Contact Us button on this page.

We are continuing to monitor the current health concerns related to COVID-19 and are following the recommendations of the Centers forDisease Control and Prevention (CDC) within each of our communities to make decisions on how to operate each of our locations.

We will be opening some of our lobbies effective Monday, June 1. Click here for an updated list of our branch location lobby and drive-thru hours.

In an effort to follow guidelines established by the Centers for Disease Control and Prevention to ensure a healthy environment for our employees and customers, we are asking you to respect the following:

    • Our lobby access is limited to a maximum capacity of customers at one time. If we exceed that number we may ask that you wait in your car or that you utilize our drive-thru.
    • We ask that you do not enter if you are sick, have been sick, or have been in contact with anyone who has been sick.
    • You are encouraged to utilize hand sanitizing stations upon entering and exiting the lobby for the safety of yourself and others.
    • Plexiglass shields have been installed at our teller windows.
    • Please practice social distancing by maintaining a safe distance of 6 feet at all times using the floor graphics as a guideline.
    • We may request that you temporarily remove your face covering so we can properly identify you. If you do not wish to do so, please utilize our drive-thru, ATM, or digital banking services

We are happy to be able to serve our customers in our lobbies again and look forward to serving your financial needs. We have missed seeing and interacting with our customers in person and we are excited to visit with you. However, we do want you to know if you are uncomfortable coming inside, we are also available by phone or email if you would like to continue managing your banking from the comfort of your home.

We continue to encourage anyone at high risk and all others maintaining social distancing to consider utilizing our drive-thru as well as our digital banking services including Internet Banking, Mobile Banking, and Mobile Deposit during this time to help minimize the transmission of coronavirus through transactions.

We also encourage our customers to utilize our ATM's for cash withdrawal purposes.



Actions we are taking to protect our customers and employees:
  • Providing extra cleaning and sanitizing supplies throughout the workplace and in common areas
  • Disinfecting frequently touched objects and surfaces such as keyboards and telephones
  • Encouraging employees with any symptoms to stay at home
  • Monitoring the situation and making sure we have contingencies in place to meet the financial needs of our customers.

If you have been negatively affected by unemployment or loss of income related to business closures or layoffs, the following assistance may be available to you:

  • Deposit accounts:
    • Waiving various fees
    • Making special accommodations for CD withdrawals
    • Refunding foreign ATM and Surcharge fees
  • Loans:
    • Mortgage Loan payment accommodations
    • Suppressing derogatory credit bureau reporting for affected customers
    • No new efforts to repossess vehicles or start property foreclosures on consumer real estate loans for 60 days
    • Forgiveness of late fees
    • Small Business and Commercial relief

    Economic Impact Payments

    Who is eligible to receive payments?

    Tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment. For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$150,000 thresholds. Single filers with income exceeding $99,000 and $198,000 for joint filers with no children are not eligible. Social Security recipients and railroad retirees who are otherwise not required to file a tax return are also eligible and will not be required to file a return.

    Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples and up to $500 for each qualifying child.

    Please call us at 877-332-1710 or submit your request to us by using the Contact Us button on this page to discuss the options we have available to you.

    The assistance is for customers who make the request and provide proof of hardship such as a letter from your employer regarding the loss of income/employment or a statement from unemployment. The assistance is available for a limited time at the discretion of CB&S Bank and is subject to change at any time without notice. We will continue to monitor the COVID-19 situation and its customer impact.

    Ways you can bank with us anywhere, anytime:

    Personal Digital Banking

    Bank-Icon

    Mobile Banking

    Mobile-Icon

    Mobile Deposit

    Screen-Icon

    Internet Banking

    Debit-Cards-Icon

    Bill Pay

    People-Icon

    PopMoney

    Loan Payment Icon

    Make a Loan Payment

    Open An Account

    Apply for a Personal Loan

    Apply for a Home Loan

    Business Digital Banking

    Mobile-Icon

    Business Mobile Banking

    Bank-Icon

    Treasury Management Internet Banking

    Storefront-Icon

    Business Express Deposit

Quick Links for Personal Digital Banking

Download Apple AppDownload Android App View Demo Enroll in Internet BankingMake a Loan PaymentContact Us

Click here for FAQ's provided by the FDIC for bank customers affected by the coronavirus (COVID-19).

 For updates on the COVID-19, please visit the Centers for Disease Control (CDC) 

  1. Personal

    1. Personal Banking
      1. Personal Accounts
        1. Personal Account Comparison
        2. Star Account
        3. Star Rewards Account
        4. Prime Advantage
        5. All About U Student Account
        6. Golden Customer Club
      2. Personal Savings
        1. Savings Account Comparison
        2. Star Savings
        3. Star Rewards Savings
        4. Super Star Savers Club
        5. Christmas Club Savings
        6. Vacation Club Savings
        7. Insured Money Fund
        8. Certificates of Deposit (CDs)
        9. Individual Retirement Account (IRAs)
      3. Debit Cards
      4. Safe Deposit Boxes
    2. Personal Borrowing
      1. Home Loans
      2. Personal Loans
      3. Auto Loans
      4. ScoreCard Rewards Credit Card
    3. Account Tools & Resources
      1. Personal Financial Insights
      2. Personal Financial Calculators
      3. ID Protection
      4. Access Line
      5. Reorder Checks
      6. Report Lost/Stolen Card
      7. Download a Switch Kit
  2. Business

    1. Business Banking
      1. Business Checking
        1. Business Checking Account Comparison
        2. Free Business Checking
        3. Business Select Checking
        4. Business Analysis Checking
        5. Business Interest Checking
        6. Business Prime Advantage
        7. Insured Money Fund
        8. Workplace Advantage Checking (For Your Employees)
      2. Business Savings
        1. Business Savings Accounts
        2. Simplified Employee Pension (SEP) Account
        3. Business Advantage Money Market
      3. Business Mobile Banking
      4. Business Debit Cards
      5. Treasury Management
        1. Treasury Management Services
      6. Merchant Services
    2.  Business Borrowing
      1. Small Business Loans
      2. Commercial Loans
      3. Commercial Real Estate Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Business Financial Insights
    4. Business Financial Calculators
      1. Capital Calculator
      2. Cash Flow Calculator
      3. Commercial Loan Calculator
      4. Debt Service Calculator
      5. Ratios Calculator
  3. Digital Banking

    1. Personal Digital Banking
      1. Mobile Banking
      2. Mobile Deposit
      3. Internet Banking
      4. Internet Bill Pay
      5. PopMoney
      6. eStatements
      7. MobiMoney
      8. Mobile Wallet
      9. Make a Loan Payment
    2. Business Digital Banking
      1. Mobile Banking
      2. Treasury Management Internet Banking
      3. Business Express Deposit
  4. Home Loans

    1. Home Loan Options
      1. Apply For A Home Loan
    2. Meet Our Mortgage Team
      1. Scott Pride
      2. Dean Smith
      3. Charlotte Loines
      4. Alana Beaugez
      5. Derona Wilson
    3. Mortgage Tools & Resources
      1. Home Loan Insights
      2. Home Loan Toolkit
      3. Home Loan Glossary & FAQ
      4. Loan Calculator
      5. NMLS Registry
  5. Financial Services

    1. Insurance
    2. Personal Investments
      1. Meet Our Team
  6. About Us

    1. Our Story & History
    2. Locations & Hours
      1. Adamsville
      2. Ardmore
      3. Birmingham Doug Baker
      4. Birmingham Shades Creek
      5. Bolivar
      6. Cherokee
      7. Clarksdale
      8. Corinth Alcorn Dr
      9. Corinth Harper Rd
      10. Cornersville
      11. Decatur 6th Ave
      12. Decatur Beltline Rd
      13. Eupora
      14. Fayetteville
      15. Florence Downtown
      16. Florence Hough Rd
      17. Greenville Downtown
      18. Greenville Highway 1
      19. Greenwood Downtown
      20. Greenwood Park Ave
      21. Hodges
      22. Hohenwald 
      23. Huntsville Downtown
      24. Huntsville Hampton Cove
      25. Huntsville Perimeter Park
      26. Killen
      27. Lewisburg
      28. Madison
      29. Main Office
      30. Moulton
      31. Murfreesboro Church St
      32. Murfreesboro Cason Lane
      33. Muscle Shoals
      34. North Russellville
      35. Parsons Main St
      36. Phil Campbell
      37. Pike Road
      38. Pulaski
      39. Red Bay
      40. Ripley
      41. Savannah Main St
      42. Russellville Franklin Plaza
      43. Savannah Water St
      44. Scotts Hill
      45. Selmer 
      46. Starkville
      47. Sturgis
      48. Tallassee Gilmer Ave
      49. Tallassee Main St
      50. Town Creek
      51. Tupelo Gloster St
      52. Tupelo Main St
      53. Walnut
      54. Wetumpka
      55. Whiteville
    3. Contact Us
    4. Career Opportunities
    5. Privacy & Security
    6. Terms & Conditions
    7. Disclosures
  7. Education Center


    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Home Loan Toolkit
    5. Home Loan Glossary & FAQ
    6. Product Video Demos
    7. Financial Calculators
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