CB&S Bank Logo
 

Privacy & Security

Protecting Your Account and Identity

At CB&S Bank, the privacy and security of your information is important to us. Our security practices are designed to ensure information about you is secure whether you choose to bank with us through our branch offices, ATMs, telephone, or the Internet. For your protection, no matter which channel you choose, we verify who you are before allowing you access to your accounts. Additionally, our systems use firewalls and encryption to protect information about you.

At CB&S Bank, we also encourage you, the customer, to take steps in protecting information about you.

You can find information on how to prevent identity theft and what to do if you are a victim of identity theft on the Federal Trade Commission website at www.ftc.gov/idtheft , or contact them toll-free at 877-438-4338. We have also provided the following tips that are designed to help you protect yourself from fraud and identity theft.

Preventing Identity Fraud on Your Account

  • Do not loan your ATM or Debit Card or share your passwords with anyone who is not authorized on your account. Do not share your account numbers with anyone.
  • Report lost or stolen checks and ATM/Debit Cards immediately. Review new checks to ensure none were stolen. Be aware of the expiration date on your ATM/Debit Card. If you do not receive a reissued card before the expiration date, contact our Customer Service Department at 877-332-1710.
  • Store new and cancelled checks safely.
  • Question suspicious emails or phone inquiries. Unless you initiate the contact, CB&S Bank will not request your personal information (account number, ATM/debit card number, mother’s maiden name) through email, U.S. mail, or by phone. Please notify us immediately if you receive odd calls or emails claiming to come from CB&S Bank. Be especially wary of those requesting account information to “award a prize” or “verify a statement.”
  • Guard your Internet Banking information. Avoid using obvious or easily obtainable information as your password. Do not share your passwords with anyone or write them down.
  • Do not write your Personal Identification Number (PIN) on the back of your ATM/Debit Card. Keep all PINs in a safe place, not in your wallet.
  • Shred anything with your account number or personal information before throwing it away.

Preventing Identity Theft

  • Do not give out financial information online or on the phone unless you initiated the contact and know the party you are dealing with.
  • Shred unnecessary financial documents, including old bank statements, invoices, unwanted pre-approved credit offers. For those documents you must keep, file in a safe place.
  • Promptly retrieve incoming mail and do not put outgoing mail in your residential mailbox.
  • If you do not receive your monthly billing statement, notify the company immediately.
  • Review all account statements and monthly billing statements immediately. Do not ignore suspicious charges. If doubtful or unauthorized charges appear on your bill or statements, call immediately to resolve discrepancy.
  • Do not write personal numbers on your checks. Never preprint driver’s license or social security numbers on your checks.
  • Do not carry your social security card in your wallet; keep it in a safe place.
  • Review your credit report. Reviewing your credit report will tell you if anyone has applied for credit in your name and if any accounts are being used without your knowledge with the billing statement being sent to a different address. You can obtain a copy of your credit report at any time from one of the three major credit bureaus. If you have reason to believe you have been a victim of identity theft, please contact one of the three major bureaus and request a “fraud alert” or victim’s statement be placed on your credit reports. This will alert creditors to call for your approval if they receive applications to open new accounts.
TransUnion 800-916-8800 www.transunion.com
Equifax 800-685-1111 www.equifax.com
Experian 888-397-3742 www.experian.com

Please contact our Customer Service Department at 877-332-1710 if you have additional questions about account security or identity theft.

Contact Us
  1. Personal

    1. Personal Banking
      1. Personal Checking
        1. Personal Checking Account Comparison
        2. Free Checking
        3. Star Rewards Checking
        4. Premium Checking
        5. Interest Checking
        6. Prime Advantage
        7. Platinum Checking
        8. All About U Student Checking
        9. Golden Customer Club
        10. Golden Customer Club Plus
        11. Insured Money Fund
      2. Personal Savings
        1. Savings Account Comparison
        2. Statement Savings
        3. Super Star Savers Club
        4. Christmas Club Savings
        5. Vacation Club Savings
        6. Certificates of Deposit (CDs)
        7. Individual Retirement Account (IRAs)
      3. Debit Cards
      4. Safe Deposit Boxes
    2. Personal Borrowing
      1. Home Loans
      2. Personal Loans
      3. Auto Loans
      4. ScoreCard Rewards Credit Card
    3. Account Tools & Resources
      1. Personal Financial Insights
      2. Personal Financial Calculators
      3. ID Protection
      4. Access Line
      5. Reorder Checks
      6. Report Lost/Stolen Card
      7. Download a Switch Kit
  2. Business

    1. Business Banking
      1. Business Checking
        1. Business Checking Account Comparison
        2. Free Business Checking
        3. Business Select Checking
        4. Business Analysis Checking
        5. Business Interest Checking
        6. Business Prime Advantage
        7. Insured Money Fund
        8. Workplace Advantage Checking (For Your Employees)
      2. Business Savings
        1. Business Savings Accounts
        2. Simplified Employee Pension (SEP) Account
      3. Business Mobile Banking
      4. Business Debit Cards
      5. Treasury Management
        1. Treasury Management Services
      6. Merchant Services
    2.  Business Borrowing
      1. Small Business Loans
      2. Commercial Loans
      3. Commercial Real Estate Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Business Financial Insights
    4. Business Financial Calculators
      1. Capital Calculator
      2. Cash Flow Calculator
      3. Commercial Loan Calculator
      4. Debt Service Calculator
      5. Ratios Calculator
  3. Digital Banking

    1. Personal Digital Banking
      1. Mobile Banking
      2. Mobile Deposit
      3. Internet Banking
      4. Internet Bill Pay
      5. PopMoney
      6. eStatements
    2. Business Digital Banking
      1. Mobile Banking
      2. Treasury Management Internet Banking
      3. Business Express Deposit
  4. Home Loans

    1. Home Loan Options
      1. Apply For A Home Loan
    2. Meet Our Mortgage Team
      1. Alana Beaugez
      2. Anita Whitaker
      3. Scott Pride
      4. Dean Smith
    3. Mortgage Tools & Resources
      1. Home Loan Insights
      2. Home Loan Toolkit
      3. Home Loan Glossary & FAQ
      4. Loan Calculator
      5. NMLS Registry
  5. Financial Services

    1. Insurance
    2. Personal Investments
      1. Meet Our Team
  6. About Us

    1. Our Story & History
    2. Locations & Hours
      1. Adamsville
      2. Ardmore
      3. Birmingham
      4. Bolivar
      5. Cherokee
      6. Clarksdale DeSoto Ave
      7. Clarksdale Downtown
      8. Corinth Alcorn Dr
      9. Corinth Harper Rd
      10. Cornersville
      11. Decatur 6th Ave
      12. Decatur Beltline Rd
      13. Eupora
      14. Fayetteville
      15. Florence Downtown
      16. Florence Hough Rd
      17. Greenville Downtown
      18. Greenville Highway 1
      19. Greenwood Downtown
      20. Greenwood Park Ave
      21. Hodges
      22. Hohenwald East Main St
      23. Hohenwald West Main St
      24. Huntsville Downtown
      25. Huntsville Hampton Cove
      26. Huntsville Perimeter Park
      27. Huntsville University Dr
      28. Killen
      29. Lewisburg
      30. Lexington
      31. Madison
      32. Main Office
      33. Moulton
      34. Murfreesboro
      35. Muscle Shoals
      36. North Russellville
      37. Parsons Main St
      38. Phil Campbell
      39. Pulaski
      40. Red Bay
      41. Ripley
      42. Savannah Main St
      43. Russellville Franklin Plaza
      44. Savannah Water St
      45. Savannah Wayne Rd
      46. Scotts Hill
      47. Selmer Court Ave
      48. Selmer Mulberry Ave
      49. Starkville
      50. Sturgis
      51. Town Creek
      52. Tupelo Gloster St
      53. Tupelo Main St
      54. Walnut
      55. Whiteville
    3. Contact Us
    4. Career Opportunities
    5. Privacy & Security
    6. Terms & Conditions
    7. Disclosures
  7. Education Center


    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Home Loan Toolkit
    5. Home Loan Glossary & FAQ
    6. Product Video Demos
    7. Financial Calculators
Go To Top