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OPEN ACCOUNT
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OPEN ACCOUNT
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OPEN ACCOUNT
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OPEN ACCOUNT
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| Overview |
An easy savings plan can help you reach your short-term and long-term savings goals. Design your savings plan to fit your needs and start saving today.
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Enjoy easy access to your money while maximizing your savings with a premium rate! All you need to start is a Star Rewards Account.
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CB&S Bank's Christmas Club Savings Account can help you have a worry-free holiday season by saving all throughout the year. Saving a little each month adds up fast and makes the holiday shopping season less stressful and much more enjoyable.
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CB&S Bank's Vacation Club Savings Account can help you save throughout the year for that much needed vacation. Save a little every month, and when it's time for your vacation, you'll be able to focus on the fun and not the finances.
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| Monthly Fee |
No monthly service charge if your minimum balance is $50 or more [1] |
No monthly service charge |
No monthly service charge [1]
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No monthly service charge [1]
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Minimum Balance
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$50 minimum deposit to open account |
$25,000 minimum deposit to open account |
No minimum opening deposit |
No minimum opening deposit |
| Features |
- Three free withdrawals or transfers per month. Each additional withdrawal subject to additional withdrawal fees. Maintain $2,500 minimum balance to avoid additional withdrawal fees [2]
- Pay yourself first by setting up automatic transfers from your CB&S Bank checking account to your CB&S Bank savings account
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- Earn a premium rate of interest on the average daily balance of the account [1]
- Three free withdrawals or transfers per month. Each additional withdrawal subject to additional withdrawal fees. Maintain $2,500 minimum balance to avoid additional withdrawal fees [2]
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- Automatic transfers from your CB&S Bank checking account
- Earn a competitive rate of interest that is paid annually
- You'll receive your Christmas Club check just in time for the holiday season [2]
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- Automatic transfers from your CB&S Bank checking account
- Earn a competitive rate of interest that is paid annually
- You'll receive your Vacation Club check just in time for the vacation season [2]
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| Disclosures |
[1] A service charge is assessed monthly if the balance falls below $50.00
[2] A fee will be charged for withdrawals/debits greater than three (3) per month. The fee will not be charged if you maintain an average daily balance of $2,500 or more. Deposit regulations allow a total limit of 6 withdrawals/debits per month to maintain a savings account; account is subject to closure and/or account transaction suspension for excessive transactions
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[1] Rate subject to change after the account is opened. The following requirements must be met in order to earn the Star Rewards Savings rate: 1.) must receive electronic statement; 2.) must maintain $25,000 minimum balance in the account each day; 3.) guaranteed minimum APY will apply if balance falls below $25,000 or if Star Rewards Account qualifications are not met. Star Rewards Account qualifications are: 1.) ten (10) debit card transactions per qualification cycle (point of sale only), transactions must be posted and settled to account; 2.) one (1) direct deposit or ACH per qualification cycle; 3.) must receive only electronic statements. A qualification cycle for Star Rewards Account is the period beginning one day prior to the current statement through one day prior to the close of the current statement.
[2] A fee will be charged for withdrawals/debits greater than three (3) per month. The fee will not be charged if you maintain an average daily balance of $2,500 or more. Deposit regulations allow a total limit of 6 withdrawals/debits per month to maintain a savings account; account is subject to closure and/or account transaction suspension for excessive transactions.
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[1] Early withdrawal penalty
[2] 10 day grace period for renewal after maturity
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[1] Early withdrawal penalty
[2] 10 day grace period for renewal after maturity
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