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Treasury Management Services

Cash Concentration 

Transfer funds easily from other banks into your CB&S Bank account for quick access to all your business capital.  You can increase the control you have over disbursements, collections, and cash flow.  You will also be able to consolidate cash to take advantage of maintaining smaller balances overall, identifying excess cash available for short term investments, interest earnings or expense reduction opportunities.

Payroll (Direct Deposit) 

With Direct Deposit you can deposit employee pay directly into their checking account without having to purchase, sign and mail paper checks while limiting the chances of checks getting lost, stolen or counterfeited.  You can offer this service to your employees in conjunction with our Workplace Advantage Checking products that we offer to your employees.  Direct Deposit statements show the total amount for the pay period so not only is payroll processing simpler, reconciliation is too.

Electronic Federal Tax Payment System (EFTPS) 

Enjoy the convenience of paying your federal taxes online. Schedule your taxes to be paid online and the IRS will automatically deduct them from your checking account. This service is especially useful for businesses that need to pay taxes quarterly.

Preauthorized ACH Debits 

Preauthorized Automatic Clearing House (ACH) Debits are custom made for businesses that need to collect payments from customers on a regular basis.  Whether you collect utility payments, cable payments, membership dues, insurance payments or any other type of payment, our Preauthorized ACH debits have benefits for you and your customers.  These debits speed up your collection of payments and eliminate costly invoice preparation and mailing.

Wire Transfers 

When speed is essential, wire transfer facilitates the same-day transfer of funds.  Initiate one-time or recurring domestic or international wire transfers online, over the phone, or at one of our many branches. 

Zero Balance Accounts (ZBAs) 

Zero Balance Accounts link accounts together for efficiency and convenience. Using a ZBA allows you to have a primary account linked to other subsidiary accounts to use as a funding source.  At the close of business, all funds can be moved to the primary account where funds can be automatically invested, advanced on a credit facility or used to fund other obligations.

To find out more information about our Treasury Management Services, visit one of our convenient locations or call us at 877-332-1710.