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Personal Loans

Auto Loans 

Are you dreaming of a new car or truck?  CB&S Bank can help.  Whether it’s a new or used vehicle, we have competitive rates, flexible terms, and we are committed to providing you the best possible customer experience. 

  • Quick decisions
  • Competitive rates
  • Flexible terms – take up to 72 months to repay a new vehicle
  • Pay online or check your loan balance through Internet Banking
  • Rate discounts when you sign up for automatic payments
  • Safeguard your family through our Payment Protection Plan

How much car can you afford? 

Use our calculators to help you make smart financial decisions.  With our online tools, you can determine how much you can afford to borrow, how much your payment will be, and how much interest you will pay over the life of the loan.  Visit one of our convenient locations to find out more about our auto loans or call us at 877-332-1710. 

Recreational Vehicle Loans 

Need more fun in your life?  CB&S Bank offers a variety of recreational vehicle loans including:  motorcycles, boats, jet skis, motorhomes, RVs, and travel trailers.

    • Quick decisions
    • Competitive rates
    • Flexible terms
    • Pay online or check your loan balance through Internet Banking
    • Rate discounts when you sign up for automatic payments
    • Safeguard your family through our Payment Protection Plan

Home Mortgage Loans

CB&S Bank gives you a wide range of mortgage loans to choose from. We'll help you understand and select the loan that best meets your needs. Whether you're buying, building, or refinancing your home, we have the right expertise, products, and attitude to make the mortgage process easy. Visit one of our convenient locations or click here for more information.

  • Conventional Loans
  • Adjustable Rate Mortgages
  • Construction / Permanent Financing
  • Refinancing
  • Second Home Loans
  • And, so much more

Home Equity Lines of Credit

A home equity line from CB&S Bank can be an excellent way to make home improvements, finance a college education, buy a car, or make that dream vacation a reality. It's easy, just use the equity in your home and, in most cases, take advantage of important tax deductions. This variable rate, revolving line of credit is available starting at $10,000 and lets you borrow up to 80% of the equity in your home. Funds can be used for any purpose, and you can access your line with personal checks. Please consult with a tax advisor regarding tax deductions. 

Express Loan

Need a loan and need it fast?  Our Express Loan is designed to be a quicker fix for smaller financial needs such as education, travel, taxes, holiday expenses, or any other need that might arise. The process is fast and easy.  If you need a loan between the amounts of $500-$1,500, this loan is for you. To find out more, visit one of our convenient locations or contact us at 877-332-1710. 

Payment Protection

Protect your family with our Credit Life Insurance and Credit Disability Insurance. With this insurance, you can be assured that your loan payments will be made in full in the event of death or disability. Our insurance plans are inexpensive and convenient.  Don’t forget to ask about our Payment Protection plan for your loan.