Refer A Friend Program 

Receive $50 reward credited to your CB&S Bank checking or savings account for referring a new customer who opens an account with CB&S Bank.*

*Program Requirements

Participants in the Refer-a-Friend Program (“Program”) must meet their state’s minimum age requirement to open a bank account. The program is subject to change/cancellation at any time without notice. CB&S Bank reserve the right to disqualify any referrals that, in its sole discretion, believe were not made in good faith. Successful referrals will result in the referring customer receiving a $50 reward credited to their CB&S Bank checking or savings account. The reward payment will be subject to IRS tax reporting requirements. Referring customers can receive up to 6 referral rewards per calendar year. The referred customer’s information will only be used for the Refer a Friend Program and will not be sold to third parties for marketing and/or solicitation purposes.

Referring Customer Eligibility

• Referring customer must be a current customer of CB&S Bank with an active checking, savings, certificate of deposit, and/or credit card and be in good standing, all accounts with a positive balance and no charged-off deposit accounts or loans and no past due loans.
• The referring customer’s account cannot be opened on the same day as referred customer’s account.
• Referring customer cannot have an ownership interest in the account being referred.
• Referring customer will agree to waive privacy relating to one’s status as a CB&S Bank customer to referred customer.
• Referring customer must complete the Refer a Friend Program Enrollment form and sign an authorization that CB&S Bank is allowed to reference their name as the referrer when contacting the referred customer for opening of the account.
• No information will be provided to referring customer regarding customers who opened accounts and qualified, or information on referrals that do not qualify.

Referred Customer Eligibility:

• Referred customer must meet their state’s minimum age requirement to open a bank account.
• Referred customer cannot be a current CB&S Bank customer for the referring customer to receive the credit.
• Referred customer cannot have been a signer on a closed account with CB&S Bank within 3 months prior to the new account being opened. Referred customer cannot have any joint accounts with the referring customer.
• Referred customer cannot be on the CB&S Bank opt-out list.

Referred Reward Eligibility:

• The new account must remain open for 60 calendar days, cannot be overdrawn during the 60-day calendar period, account must be enrolled in eStatements.
• Referring customer will receive the $50 reward credited to their CB&S Bank checking or savings account within 30 calendar days of the 60-calendar day period following the referred customer’s account being opened if the referred customer has met the qualification requirements.
• If two customers refer the same individual, the $50 will be awarded to the first customer to submit the referral and meets all qualifications.