Access your checking account with our CB&S Bank Debit Card. Debit cards provide you convenient, secure access to your money. Buy gas and groceries, travel, pay bills, and so much more. Use it anywhere MasterCard is accepted or at any ATM location to get cash when you need it. You can also save money by using your debit card. All you have to do is make qualifying purchases at participating merchant locations and you will receive a “Preward” automatically credited to your bank account. Click here to learn more about how you can start saving today with Prewards!
Protecting your Debit or ATM Card
Protecting your MasterCard debit or ATM card from fraud requires monitoring around the clock 365 days a year. Our fraud detection programs monitor your card transactions for any suspicious activity. If potentially fraudulent transactions are taking place, we will contact you immediately so that future fraudulent transactions can be avoided.
What We Monitor
Your card transactions are monitored for:
- Purchases outside your normal purchasing patterns
- Unusual timeframes and geographical locations
- Purchase patterns that are consistent with previously identified fraud trends
How We Contact You
Getting in touch with you quickly is critical to stopping any potential card fraud. 86% of Americans have a mobile device, and this offers a convenient method to contact you fast. With our free*Card Alert Notification service, you will receive a text message asking you to confirm if a suspicious transaction was authorized by you.
Receiving a Text Message
- The text message will arrive from a 5 digit code (33748) and contain our financial institution name (CB&S Bank), dollar amount of the transaction, and merchant name.
- You will be asked to reply with “Yes” if you authorized the transaction. You will receive a confirming text message and can continue to use your card with confidence.
- A “No” reply means you have not authorized the transaction. You will receive a confirming text message and you will be contacted immediately by a fraud specialist to protect your account. Please answer this important call.
- Do not reply to the text message with any personal or confidential card information.
- If you would like to opt out of receiving these important messages by text, you may reply with STOP to indicate this preference.
Help Us Protect You
- Keep us up to date with your current mobile and home phone numbers and contact information.
- Traveling in the U.S. or to a foreign country for an extended period of time? Contact us at 877-332-1710 prior to your departure and we’ll make our monitoring more flexible during your travel or vacation time.
Identity theft is a crime in which an imposter gains access to another’s personal information, such as Social Security or credit card numbers, and uses them for personal gain. The best way to protect yourself is with an identity theft protection plan. CB&S Bank has made special arrangements with IDProtect to offer you affordable identity theft protection you can trust. IDProtect provides the following protection for you and your family for only $3.95 a month.
- Credit Monitoring
- Total Identity Monitoring
- 3-in-1 Credit Report and Credit Score
- Up to $20,000 identity fraud expense reimbursement coverage
- Fully Managed Identity Theft Resolution Services
- Debit and Credit Card Registration
- Online Identity Theft News Center
To find out more information about how you can begin protecting your identity today, visit one of our convenient locations or call us at 877-332-1710.
With a Safe Deposit Box, you can have peace of mind knowing your valuables are safe and secure. We offer various sizes to fit your needs along with low annual rent costs. Prices and sizes vary by location. Please check with your local office for availability.
*FDIC insurance coverage is not applicable to this service.
CB&S Bank AccessLine gives you quick and easy access to important information about your accounts. From your touchtone phone, simply dial 256-331-2232 or toll free 1-888-331-2232, key in your account number and enter your selection from an extensive menu of service options.
CB&S Bank AccessLine means the bank is open whenever you say! For your convenience, you can monitor and manage your accounts with CB&S Bank AccessLine 24 hours a day, 7 days a week.
Changing banks can be hassle. At CB&S Bank, we make it easy to Switch! Our Online Switch Kit provides information to help you make a smooth transition to Banking the way it should be.