Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

CB&S Bank Logo

Summer Car Care

Father and son working on carSummer can be tough on cars, especially during high temperatures when heat can destroy batteries and stress the cooling system and tires. As a precaution, these vehicle components should be checked periodically during summer to help avoid breakdowns and car problems, according to the Car Care Council.

  1. Battery—Excessive heat and overcharging shorten the life of a battery. Heat causes battery fluid to evaporate, which then damages the internal structure of the battery. A malfunctioning component in the charging system, usually the voltage regulator, allows too high a charging rate, which will eventually destroy a battery. To get the most life out of a battery, the council recommends having the electrical system checked to make sure it is charging at the correct rate. If your car's battery is the type that needs to be topped off, check it often, especially in hot weather and add distilled water if necessary. Keep the top of the battery clean. Dirt can become a conductor, which drains battery power. If corrosion accumulates on battery terminals, it becomes an insulator and inhabits the current flow.
  2. Cooling System—The cooling system also works harder during hot temperatures to prevent overheating of the engine. To keep the cooling system working effectively, the coolant and distilled water mixture for a vehicle's radiator should be 50:50. As a reminder, never open a hot radiator cap when checking the coolant level in the reservoir. As a rule of thumb, the coolant should be changed annually on most vehicles. This will keep the cooling system fresh and clean inside, which helps prevent corrosion and assures that the coolant has the proper boiling point and protection. A pressure test, thermostat test, a cooling fan test and a visual inspection for leaks and corrosion should also be done annually. Hoses and drive belts should be checked for cracks, bulges or frayed edges.
  3. Radiator—The radiator should be kept clean by periodically using a garden hose and a soft brush to carefully remove bugs, dirt and debris.
  4. Tires—Tires also need special care in warmer weather as high temperatures put added stress on them. To maximize tire life and safety, check the tire condition and inflation pressure monthly, and have the tires rotated every 6,000 miles. Summer heat will cause the pressure within a tire to rise, therefore, it's important to check the pressure when tires get cold. The owner's manual includes the recommended air pressure for your vehicle's tires.
  5. Exterior—The council reminds motorists that the vehicle's exterior also can be damaged by sunlight, UV radiation, acid rain, salt, dirt and air pollution. To protect the paint and finish, vehicles should be washed weekly and waxed every six months.

To get a quote or find out more on car insurance—contact the experts at CB&S Financial Services, Inc. for your free no obligation quote at 844-813-4526 today!

Insurance Products offered by CB&S Financial Services, affiliate of CB&S Bank – Insurance Products NOT A DEPOSIT – NOT FDIC-INSURED – NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY – NOT GUARANTEED BY CB&S BANK – MAY GO DOWN IN VALUE

Source: Car Care Council
  1. Personal

    1. Personal Banking
      1. Personal Accounts
        1. Personal Account Comparison
        2. Star Account
        3. Star Rewards Account
        4. Prime Advantage
        5. All About U Student Account
        6. Golden Customer Club
      2. Personal Savings
        1. Savings Account Comparison
        2. Star Savings
        3. Star Rewards Savings
        4. Super Star Savers Club
        5. Christmas Club Savings
        6. Vacation Club Savings
        7. Certificates of Deposit (CDs)
        8. Individual Retirement Account (IRAs)
      3. Debit Cards
      4. Safe Deposit Boxes
    2. Personal Borrowing
      1. Home Loans
      2. Personal Loans
      3. Auto Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Personal Financial Insights
      2. Personal Financial Calculators
      3. ID Protection
      4. Access Line
      5. Reorder Checks
      6. Report Lost/Stolen Card
      7. Download a Switch Kit
  2. Business

    1. Business Banking
      1. Business Checking
        1. Business Checking Account Comparison
        2. Free Business Checking
        3. Business Select Checking
        4. Business Analysis Checking
        5. Business Interest Checking
        6. Business Prime Advantage
        7. Workplace Advantage Checking (For Your Employees)
      2. Business Savings
        1. Business Savings Accounts
        2. Simplified Employee Pension (SEP) Account
        3. Business Advantage Money Market
      3. Business Mobile Banking
      4. Business Debit Cards
      5. Treasury Management
        1. Treasury Management Services
      6. Merchant Services
    2.  Business Borrowing
      1. Small Business Loans
      2. Commercial Loans
      3. Commercial Real Estate Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Business Financial Insights
    4. Business Financial Calculators
      1. Capital Calculator
      2. Cash Flow Calculator
      3. Commercial Loan Calculator
      4. Debt Service Calculator
      5. Ratios Calculator
  3. Digital Banking

    1. Personal Digital Banking
      1. Mobile Banking
      2. Mobile Deposit
      3. Internet Banking
      4. Internet Bill Pay
      5. Zelle
      6. eStatements
      7. Mobile Wallet
      8. Make a Loan Payment
    2. Business Digital Banking
      1. Mobile Banking
      2. Treasury Management Internet Banking
      3. Business Express Deposit
  4. Home Loans

    1. Home Loan Options
      1. Apply For A Home Loan
    2. Meet Our Mortgage Team
      1. Scott Pride
      2. Charlotte Loines
      3. Alana Beaugez
      4. Derona Wilson
      5. Blake Bendall
    3. Mortgage Tools & Resources
      1. Home Loan Insights
      2. Home Loan Toolkit
      3. Home Loan Glossary & FAQ
      4. Loan Calculator
      5. NMLS Registry
  5. Financial Services

    1. Insurance
    2. Personal Investments
      1. Meet Our Team
  6. About Us

    1. Our Story & History
    2. Locations & Hours
      1. Adamsville
      2. Ardmore
      3. Birmingham Doug Baker
      4. Birmingham Mountain Brook
      5. Bolivar
      6. Cherokee
      7. Clarksdale
      8. Corinth Alcorn Dr
      9. Corinth Harper Rd
      10. Cornersville
      11. Decatur 6th Ave
      12. Decatur Beltline Rd
      13. Eupora
      14. Fayetteville
      15. Florence Downtown
      16. Florence Hough Rd
      17. Greenville Downtown
      18. Greenville Highway 1
      19. Greenwood Downtown
      20. Greenwood Park Ave
      21. Hodges
      22. Hohenwald 
      23. Huntsville Downtown
      24. Huntsville Hampton Cove
      25. Huntsville Perimeter Park
      26. Killen
      27. Lewisburg
      28. Madison
      29. Main Office
      30. Moulton
      31. Murfreesboro Church St
      32. Murfreesboro Cason Lane
      33. Muscle Shoals
      34. North Russellville
      35. Parsons Main St
      36. Phil Campbell
      37. Pike Road
      38. Pulaski
      39. Red Bay
      40. Ripley
      41. Savannah Main St
      42. Russellville Franklin Plaza
      43. Savannah Water St
      44. Scotts Hill
      45. Selmer 
      46. Starkville
      47. Sturgis
      48. Tallassee Gilmer Ave
      49. Tallassee Main St
      50. Town Creek
      51. Tuscaloosa
      52. Tupelo Main St
      53. Walnut
      54. Wetumpka
      55. Whiteville
    3. Contact Us
    4. Career Opportunities
    5. Privacy Notice
    6. Mobile Privacy Policy
    7. Privacy & Security
    8. Terms & Conditions
    9. Disclosures
  7. Education Center


    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Home Loan Toolkit
    5. Home Loan Glossary & FAQ
    6. Product Video Demos
    7. Financial Calculators
Go To Top