CB&S Bank Logo

15 Easy Tips to Save Money Every Day

Man riding bike to work to save moneySaving money doesn't have to be a difficult task... Try these 15 easy tips to help you save money every day.

  1. Set aside time every week to go over your finances—Be sure to set aside a specific time each week to make a budget and update it, track your spending and keep up with your transactions.
  2. Be specific with your financial goals—In order to be successful with your finances you must have a game plan. Map out a specific budget, including goals and be sure to stick to it.
  3. Choose a savings account that pays—When choosing a savings account, choose one that pays interest. Try looking into a savings account like CB&S Bank's Star Rewards Savings account. You can also use a tool like CB&S Bank's Simple Savings Goal calculator to help you reach your savings goals!
  4. Research your insurance optionsAlways research your insurance options and compare to your existing plans before renewing them.
  5. Cook at home or eat in—You can save a considerable amount of money just by not eating out as often... Try grocery shopping and bringing your lunch from home.
  6. Do without cable—With Internet video streaming services such as NetflixHulu and Amazon Prime TV you are able to watch a variety of movies and television series anytime you want... and probably for cheaper than what you pay for cable TV!
  7. Minimize your extra expenses—Try cutting out any extra expenses you may incur... those coffee trips that you make daily, that once a month pedicure, dining out every other night. All of those little expenses add up to a significant amount. Start brewing your own coffee, painting your own toenails and cooking your own dinner and see how much money you save by doing so.
  8. Get creative with your gift-giving—Rather than choosing the most expensive gift, try giving a more heart-felt gift instead. More than likely the recipient will enjoy the more sentimental gift rather than the expensive one.
  9. Walk or ride your bike—If you live close enough, walk or ride your bike places. You can save not only on gas, but also on vehicle wear and tear.
  10. Do your shopping at a supermarket—Convenience stores tend to be overpriced. Do all of your shopping at the supermarket even if the convenience store is closer... You'll end up saving more by purchasing your items cheaper at the supermarket than paying the overpriced convenience store prices.
  11. Run all of your errands at once—Instead of running errands every day, try to wait until one day of the week and run them all at once... This will help save on fuel costs.
  12. Take advantage of lodging rental websites—If you have never taken advantage of a lodging rental site such as AirbnbHomeAway or Housetrip, definitely consider it... A lot of times you can find a lodging option for a rate that's similar to that of a hotel, if not cheaper.
  13. Wait before you buy—Never make a large purchase without waiting 48 hours first. A lot of times you'll find that you really didn't need the product at all.
  14. If you're going to splurge, splurge on quality items—If you're going to splurge on anything, splurge on quality items. Purchasing the higher quality item of something may cost you more initially, but can actually save you more as time goes by!
  15. Don't get caught up in the competition—It's easy to want to do what everyone else is doing or have the same things, or nicer things, than everyone else. Resist this urge and you'll be better off. Try to spend beneath your means and put any excess money into savings... by doing this you may just end up with more than those people you wanted so desperately to outshine in the first place.


  1. Personal

    1. Personal Banking
      1. Personal Accounts
        1. Personal Account Comparison
        2. Star Account
        3. Star Rewards Account
        4. Prime Advantage
        5. All About U Student Account
        6. Golden Customer Club
      2. Personal Savings
        1. Savings Account Comparison
        2. Star Savings
        3. Star Rewards Savings
        4. Super Star Savers Club
        5. Christmas Club Savings
        6. Vacation Club Savings
        7. Insured Money Fund
        8. Certificates of Deposit (CDs)
        9. Individual Retirement Account (IRAs)
      3. Debit Cards
      4. Safe Deposit Boxes
    2. Personal Borrowing
      1. Home Loans
      2. Personal Loans
      3. Auto Loans
      4. ScoreCard Rewards Credit Card
    3. Account Tools & Resources
      1. Personal Financial Insights
      2. Personal Financial Calculators
      3. ID Protection
      4. Access Line
      5. Reorder Checks
      6. Report Lost/Stolen Card
      7. Download a Switch Kit
  2. Business

    1. Business Banking
      1. Business Checking
        1. Business Checking Account Comparison
        2. Free Business Checking
        3. Business Select Checking
        4. Business Analysis Checking
        5. Business Interest Checking
        6. Business Prime Advantage
        7. Insured Money Fund
        8. Workplace Advantage Checking (For Your Employees)
      2. Business Savings
        1. Business Savings Accounts
        2. Simplified Employee Pension (SEP) Account
        3. Business Advantage Money Market
      3. Business Mobile Banking
      4. Business Debit Cards
      5. Treasury Management
        1. Treasury Management Services
      6. Merchant Services
    2.  Business Borrowing
      1. Small Business Loans
      2. Commercial Loans
      3. Commercial Real Estate Loans
      4. Credit Cards
    3. Account Tools & Resources
      1. Business Financial Insights
    4. Business Financial Calculators
      1. Capital Calculator
      2. Cash Flow Calculator
      3. Commercial Loan Calculator
      4. Debt Service Calculator
      5. Ratios Calculator
  3. Digital Banking

    1. Personal Digital Banking
      1. Mobile Banking
      2. Mobile Deposit
      3. Internet Banking
      4. Internet Bill Pay
      5. Zelle
      6. eStatements
      7. MobiMoney
      8. Mobile Wallet
      9. Make a Loan Payment
    2. Business Digital Banking
      1. Mobile Banking
      2. Treasury Management Internet Banking
      3. Business Express Deposit
  4. Home Loans

    1. Home Loan Options
      1. Apply For A Home Loan
    2. Meet Our Mortgage Team
      1. Scott Pride
      2. Charlotte Loines
      3. Alana Beaugez
      4. Derona Wilson
      5. Blake Bendall
    3. Mortgage Tools & Resources
      1. Home Loan Insights
      2. Home Loan Toolkit
      3. Home Loan Glossary & FAQ
      4. Loan Calculator
      5. NMLS Registry
  5. Financial Services

    1. Insurance
    2. Personal Investments
      1. Meet Our Team
  6. About Us

    1. Our Story & History
    2. Locations & Hours
      1. Adamsville
      2. Ardmore
      3. Birmingham Doug Baker
      4. Birmingham Shades Creek
      5. Bolivar
      6. Cherokee
      7. Clarksdale
      8. Corinth Alcorn Dr
      9. Corinth Harper Rd
      10. Cornersville
      11. Decatur 6th Ave
      12. Decatur Beltline Rd
      13. Eupora
      14. Fayetteville
      15. Florence Downtown
      16. Florence Hough Rd
      17. Greenville Downtown
      18. Greenville Highway 1
      19. Greenwood Downtown
      20. Greenwood Park Ave
      21. Hodges
      22. Hohenwald 
      23. Huntsville Downtown
      24. Huntsville Hampton Cove
      25. Huntsville Perimeter Park
      26. Killen
      27. Lewisburg
      28. Madison
      29. Main Office
      30. Moulton
      31. Murfreesboro Church St
      32. Murfreesboro Cason Lane
      33. Muscle Shoals
      34. North Russellville
      35. Parsons Main St
      36. Phil Campbell
      37. Pike Road
      38. Pulaski
      39. Red Bay
      40. Ripley
      41. Savannah Main St
      42. Russellville Franklin Plaza
      43. Savannah Water St
      44. Scotts Hill
      45. Selmer 
      46. Starkville
      47. Sturgis
      48. Tallassee Gilmer Ave
      49. Tallassee Main St
      50. Town Creek
      51. Tuscaloosa
      52. Tupelo Main St
      53. Walnut
      54. Wetumpka
      55. Whiteville
    3. Contact Us
    4. Career Opportunities
    5. Privacy & Security
    6. Terms & Conditions
    7. Disclosures
  7. Education Center

    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Home Loan Toolkit
    5. Home Loan Glossary & FAQ
    6. Product Video Demos
    7. Financial Calculators
Go To Top