Group Banking

Free Checking

• No monthly service charge
• No minimum balance required
• Unlimited check writing privileges
• No required amount to open

Free Checks

• FREE checks anytime
• $10 credit if you prefer customized checks

Debit/Credit Card - Looks like a credit card/works like a check

Free Internet Banking

• CB&S Bank Community Page
• New user-friendly web site
• Review your checking or savings account online
• Complimentary Bill Pay for the first three months,
  then $5.00/mo.

Overdraft Shelter*

• Allows you to use the bank's money when you run short
  before pay day
• Overdraft protection up to $500 with direct deposit
• Overdraft protection up to $300 without direct deposit
• Overdraft fee assessed

*   All new accounts will be eligible for Overdraft Shelter after being open 30 days.  A fee will be charged for each item covered.  In addition, a daily fee will be charged for every day the account is overdrawn.  Even with Overdraft Shelter, payment of overdrafts will be at the bank's discretion.  Please consult with a Customer Service Representative for more specific details on the bank's Overdraft Shelter program and fees.

Accessline

Unique banking service gives you quick and easy access to your account, enabling you to check your account balance, loan balance, obtain important information and much more 24 hours a day from the convenience of your telephone.

Safe Deposit Boxes

• 50% off the first year's annual fee on boxes 5x10 or smaller
  (subject to availability)

Free Retirement Plan Review

Have our Investment Planning Representative review your current retirement plan to see if any changes need to be considered.

Free Insurance Plan Review

Have our Insurance Planning Representative review your current insurance plan to see if any changes need to be considered.

Mortgage Loans**

• $100 discount on closing costs on all home purchases.

** All credit services subject to credit approval. Does not apply to refinancing.

Extra Mile Service

You are treated like a valued customer. We will bring bank to you! Our Relationship Bankers will come to your office or Human Resources department, answer your questions, find out your needs and recommend services to meet your specific needs. We will meet with you in conjunction with orientation vendor day or by individual appointment.

Preferential Rates on Loans***

Interest rate on personal loans reduced by .25% when payments are automatically deducted from your checking account.

*** All credit services subject to credit approval.  Same day decision on most loan requests.