Business Services

Cash Management Services

Debit Origination – Debit origination allows customer to make direct withdrawals from other people's accounts, as long as they have permission from the account owners. This service is useful for small businesses that want to offer customers the convenience of paying their monthly or yearly bills automatically.

Credit Origination – Credit origination allows customers to make direct deposits into other people's accounts. This service is useful for small businesses that want to offer direct paycheck deposits to their employees. You can offer this service to your employees in conjunction with our Group Banking products that we can offer to your employees. See our information under Group Banking to see how your employees may benefit.

Electronic Federal Tax Payment System (EFTPS) – Enjoy the convenience of paying your federal taxes online. Schedule your taxes to be paid online and the IRS will automatically deduct them from your checking account. This service is especially useful for businesses that need to pay taxes quarterly.

Other Business Services

Electronic Banking – With CB&S Bank's electronic banking services, convenient banking is just a click away. Access your business account information at your convenience from your own computer. Review the activity on your account, pay bills, or transfer funds whenever you want. Just log on to www.cbsbank.com or call 1-877-332-1710.

Zero Balance Accounts (ZBAs) – Zero Balance Accounts link accounts together for efficiency and convenience. Using ZBA services eliminates the need to cover outstanding checks. It's a convenient method of maintaining more than one account. It allows you to have a primary account linked to other subsidiary accounts to use as a funding source.

Merchant Services – Boost your sales by accepting MasterCard/Visa. Credit and debit card acceptance is essential to doing business today. CB&S Bank offers a wide range of processing and competitive pricing, full training and technical support, and immediate credit for sales. We also offer you the ability to have immediate check verification of your customer's checks.

Qualified Retirement Plans – CB&S Bank offers complete retirement plan services for individuals and corporations, including tax-advantaged profit sharing, pension, and 401(k) programs.

Business Loans and Credit – Whether you need new equipment, a larger facility, a more complete inventory, accounts receivable, or construction financing, CB&S Bank can offer the solution you need.